Budget Bloom

Demo · sample data, stays in your browser

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Your real budget lives here. Only your account can open it.

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Just looking? The public demo is on the RTS Hub at /bloom/.

Seed

Health

Water

Next stage

Branches tap one for its ledger

Root system where this month's money went

Last 14 days daily growth

Root system income → categories → stores

Loans & debts balance, payoff, what-if

Investing Bloom Invest · Spark + Claude

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From your bank import or sync, then review

Import a bank file (CSV, OFX, QFX, QBO)

QFX/OFX is best: every transaction has an ID, so importing an overlapping date range never doubles anything.

Connect your bank automatic sync, like Rocket Money

Budget Bloom uses SimpleFIN Bridge, a small paid service made for self-hosted budget apps (about $15/year). It gives Budget Bloom read-only access to balances and transactions — it can't move money.

Sign up at bridge.simplefin.org and connect your bank there.
Under Apps, create a new connection and copy the Setup Token.
Paste it here. It works once; the Spark keeps the resulting credentials on the server, never in the browser.

Days

By branch tap one for its ledger

Entries

Shop smart

Spark check what the Spark can do right now

Your area

Zip code Car mpg

Search radius (km) Max stores per trip

Gas cheapest fill-up, counting the drive

Products everything on your receipts

Store ads weekly flyers and in-store deals

Snap a flyer — one page or several. The Spark reads every deal (5/$5, $2 off, 25% off, member coupons), you check them, and they’re remembered until the ad ends so your list gets planned with them.

Trip plan

Shopping list

Or type items (one per line or comma-separated)

Price book every price the Spark has seen

Seed Vault

Every month that closes turns into a seed. Its grade and traits come from how you budgeted and how your plant handled the weather. At the end of each year, that year's monthly seeds combine into an heirloom seed.

Past plants

Reports

Plant your garden

Player

Signed in as

Your name

Sync PIN

Your garden syncs between your phone and computer automatically — Budget Bloom only opens on your Tailscale network.

Choose a plant

Where does it grow?

Weather comes from this spot each day. Use your approximate IP location, or place the plant somewhere you want to try.

Lat Lon

Name Units

Money

Monthly income Currency

Monthly budget per category — each one becomes a branch. Up to = spend this much or less. Fixed = the same amount every month, like rent. Save = put at least this much away. Tap the button to switch.

Groups are the plant's main limbs (Housing, Food, Debt…). Use ▲▼ to reorder, the group menu on a branch to move it, or let the app suggest groups.

Demo feedback from the public /bloom/ demo

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Data & developer tools

Import save

Time-travel is for testing only — it simulates future days with neutral weather and random spending, and real days won't count until the calendar catches up. Use a separate test profile.

Add expense

Store / source

Amount Date

Category Note

Items the Spark read

Receipt

Photo of the receipt

Store Address Date Time Total Tax Paid with Category

ItemQtyPrice

Gas prices near you

Type what the signs say (regular, per gallon). Leave blank to skip. They're kept with today's date in your price book.

Place your plant

Tap the map where you want to try growing it.

Store ad

Store

From Until

Untick anything you don’t want in your price book. Multi-buys (5/$5) are saved per item; “After $X Savings” deals need the store’s member coupon.

Review bank transactions

Untick anything you don't want. Change a category once and that merchant is remembered next time.

Loan

Copy the numbers from your servicer (Nelnet, MOHELA, Aidvantage…): one row per loan group. Account numbers aren't needed — don't enter them.

Read a screenshot Import file

Paste loan JSON

Name Servicer Plan Budget category Due day Recertify by Balances as of

IDTypeRate %PrincipalUnpaid int.Payment/mo

Change an entry's branch with the menu under it. Months that already became seeds keep their grade.

New branch

Name Monthly budget

Group

Delete this branch

Group

Name

Move branches in or out of a group from each branch's Edit, or all at once in Setup → Organize.

Feedback

What worked, what confused you, what you'd want next. It goes straight to the developer.

Your thoughts Name or contact (optional)